Chrysler offers a credit card called the FCA DrivePlus Mastercard by First Bankcard which allows customers to redeem points for parts, service, or a new Chrysler, Jeep, Fiat, Ram or Dodge vehicle. The Mastercard can allow customers to save money when purchasing a vehicle at any Chrysler dealership.
How does it work? You can earn five points per dollar (5% back) on qualifying purchases made at FCA dealerships, which includes: vehicles, parts, services, repairs/maintenance and accessories. You earn two points per dollar (2% back) on qualifying travel or gas purchases and one point per dollar (1% back) on all other spending, making it a great cashback credit card with these features alone.
The FCA DrivePlus Mastercard has its perks. For example, if you spend $100 on Chrysler products within the first billing cycle, then you receive a $100 statement credit. Also, if you spend $7500 within the first year, you get a $1000 bonus certificate. When you redeem your points at a dealership, you get double the points! Also, no limit on points. This is a deal you cannot pass up.
The points do expire on a first-in, first-out basis after seven years. Unfortunately there are additional fees such as: late payments, a balance transfer fee (5% of each transfer), a foreign transaction fee (3% of each transaction in U.S. dollars) and a balance transfer APR (16.24% - 27.24% based on your creditworthiness). There is a zero percent intro purchase APR, for the first six months.
This Mastercard could be extremely beneficial for those who wish to save, especially on long-term, expensive products such as vehicles, parts and tires. If your tire has a random blowout, the option of using points would be extremely helpful, since tires can be costly. Of course, vehicles are costly so having rewards would be overall favorable for customers.
Is this card right for you? If you’re looking to buy a new Chrysler, Jeep, Fiat, Ram or Dodge vehicle then why not sign up to see if you qualify to get the Mastercard. These simple rewards could make a difference on your next purchase.
Some frequently asked questions about the Mastercard:
Is there an annual fee?
No annual fee. Simply great rewards.
Who is First Bankcard?
First Bankcard is a division of First National Bank of Omaha (FNBO). FNBO is part of the largest privately owned bank holding company in the United States and the issuer of the FCA DrivePlus? Mastercard®.
How does the percentage back show up on my account?
Your percentage back is earned as points and will show up on your credit card account statement.
How often can I use the Special Financing?
The Special APR financing offer is available every time you spend $499 or more at your FCA US dealership. Remember, purchases must be in a single transaction but can be multiple items.
How do I apply?
Apply online or visit a participating FCA US dealership.
How can I redeem my rewards at participating FCA US dealerships?
Contact your local FCA dealership to confirm that they participate in the FCA US Maximum Rewards program. Lawton Chrysler does! Upon arriving at the dealership, ask a service manager to help with the redemption. All redemptions must be made in person. No more than two redemptions can be made daily. The redemptions must be for credits of $15 or more.
